925-548-6516
Ozone Insurance Services Inc.
925-548-6516
Patriot Group Exchange Program - Exchange Visitors Medical Insurance
Please use this high-level information as a guide only and do not make decisions solely based on this comparison. If you have any concerns, doubts or questions, please call us for further details.It is not possible to represent all details of information in a concise manner. If there is any discrepancy between this comparison and the actual policy details, the policy details will prevail.
All the amounts are in U.S. dollars.
Routine physicals and exams (wellness, vision, eyeglasses, dental etc.) are not covered in any of the group travel medical insurance plans.
General
Medical - Outpatient
至最高保额
每天一次
每天一次
美国紧急护理:自付额免除,$50共同支付;除非$0自付额。
美国无需预约门诊:自付额免除,$20共同支付;除非$0自付额。
共同保险仍适用。
至最高保额
如果因生病但未住院,额外$500共同支付。
至最高保额, 每次提供90天处方药。承保期最高额度：每人$250,000。
至最高保额
至最高保额
至最高保额
主刀医生费用的20%，不包括旁站医生。
至最高保额
-
至最高保额
Medical - Inpatient
至最高保额, 包括护理服务的标准双人病房。
至最高保额
至最高保额
至最高保额
主刀医生费用的20%，不包括旁站医生。
至最高保额
至最高保额
Medical - Other Treatement And Services
-
与其它符合要求的医疗费用相同
标准基础医院病床和/或标准基础轮椅。
-
可选: 冒险运动, 适用65岁以下游客。
至最高保额
疾病必须导致住院。
疾病必须导致住院。
-
-
至最高保额，每天最多一次。
必须提前获得医生许可。
必须提前获得医生许可。
12个月等待期后,每个保险期$500,最多$1,500。美国公民: 突然 & 意外复发： 医疗至 $5,000。医疗运送至$25,000。
包括
Dental
疼痛 $350,非急诊受伤 $500
至最高保额
Travel
Life
$25,000
$25,000
Other
包括
意外:连续承保30天后14天,仅非美国居民。
-
-
-
$50,000
包括
Plan Features
保险生效前, 全额退款。
保险生效后, 只要无任何理赔记录可按整月比例退款并扣除$50取消费。
保险生效后, 只要无任何理赔记录可按整月比例退款并扣除$50取消费。
最少1 个月最多4年
$0
$0
病房探视: $1,500
可选: 附加法律援助,最多 $500
可选: 附加法律援助,最多 $500
电子邮件
每次事故
$0 Up to 64
$100 Up to 64
$250 Up to 64
$500 Up to 64
每次事故
$50,000 Up to 64
$100,000 Up to 64
$250,000 Up to 64
$500,000 Up to 64
International Medical Group (IMG)
SiriusPoint Specialty Insurance Corporation
Get instant quotes for this plan and purchase today!
- For medical benefits, to policy maximum, refer to the Usual, Reasonable and Customary Charges. Deductible and coinsurance apply, unless otherwise noted.
- Whenever there is a difference in benefits levels within PPO network and outside PPO network, the benefits shown above are applicable when availing treatment within PPO network.
- Coverages shown are per person unless noted otherwise.
- The dash (-) in the fields above means Not Applicable (N/A).